Account information services, as defined in the EU’s second payment services directive (PSD2), provide users with an overview of their financial situation. They consolidate information from one or more payment service user accounts (PSP). AIS providers (AISP) are mainly fintech companies, but also primary or house banks. With the consent of the account holder, it is possible to combine accounts of different banks on the online banking platform or on personal finance management solutions (PFM, multi-bank).
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